OC Merchant Solutions OC Merchant Solutions
714.455.9688
  • Frequently Asked Questions

    Frequently Asked Questions

    OC Merchant Solutions is here to answer all your questions.

SET UP QUESTIONS

  • Frequently Asked Questions

    How long does the setup process take?

    Once all required documentation has been received, a new account setup can typically be completed within 2-3 business days. However, there are exceptions.

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  • Frequently Asked Questions

    What will be needed to open a merchant services account?

    There are a few items and documents you will need when you open a merchant service account. There are all easy to get to us so that we can get you started!

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INTERCHANGE QUESTIONS

  • Frequently Asked Questions

    What is Interchange-Plus Pricing?

    Interchange are the rates that are set by Visa, MasterCard, and Discover for processing payments by credit cards. Interchange-Plus pricing works by adding a constant, flat margin on top of Interchange rates. Interchange-Plus is the definitely the fairest pricing available to merchants. Why? If you can’t see how much transactions cost your provider, you can’t know what they’re charging you.

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  • Frequently Asked Questions

    What are the Interchange Rates?

    There are hundreds of different Interchange rates. Interchange rates will always have two components – a percentage fee of the volume of the sale, and a per-transaction fee.

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  • Frequently Asked Questions

    What are the Interchange Rates?

    There are hundreds of different Interchange rates. Interchange rates will always have two components – a percentage fee of the volume of the sale, and a per-transaction fee.

    Learn more

PCI QUESTIONS

  • Frequently Asked Questions

    What is PCI Compliance?

    PCI Compliance means your business is abiding by data security standards established by the Payment Card Industry Security Standards Council, and verified as such.

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  • Frequently Asked Questions

    Do I need to hire a third-party firm to prove my PCI compliance?

    NO! OC Merchant Solutions provides access to an annual online PCI compliance questionnaire.

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OTHER QUESTIONS

  • Frequently Asked Questions

    What are card association, card brand or NABU fees or assessments?

    Card Brand Fees, also known as Card Association Fee, are the fees that are paid to Visa, MasterCard, and Discover. These are also commonly referred to as NABU fees (Network Access and Brand Usage).

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  • Frequently Asked Questions

    What is Tiered Pricing?

    Tiered pricing, in and of itself, is not inherently bad. However, tiered pricing doesn’t disclose Interchange prices.

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  • Frequently Asked Questions

    What does “Emerging Markets” mean?

    OC Merchant Solutions works with many businesses that are classified as an “Emerging Market” businesses by the Card Associations. This means that these businesses are eligible to receive reduced Interchange rates from Visa, and MasterCard.

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FIND OUT IF OC MERCHANT SOLUTIONS IS RIGHT FOR YOU

FIND OUT IF OC MERCHANT SOLUTIONS IS RIGHT FOR YOU

Get a FREE COST ANALYSIS to find out if you could be saving on your merchant processing fees.

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Our Services: Visa|MasterCard|AMEX|Discover, Gift & Loyalty Cards, Cash Advance Programs, eCommerce, Mobile Processing, ATM's, TermPAY

Connect |
Telephone | 714.455.9688
Fax | 714.464.5319
Email | info@ocmerchantsolutions.com