What are card association, card brand or NABU fees or assessments?

Card Brand Fees, also known as Card Association Fee, are the fees that are paid to Visa, MasterCard, and Discover. These are also commonly referred to as NABU fees (Network Access and Brand Usage).

There are dozens of different small fees charged by the associations that are applicable in different circumstances. While these fees are collected by OC Merchant Solutions, they are not paid to OCMS, they are simply passed through to the corporate brand of the card that was used.

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