OC Merchant Solutions OC Merchant Solutions
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  • Merchant Solutions Blog

    Merchant Solutions Blog

    A deep dive into real world solutions designed to help save time and money so businesses can focus on growing

Blog

Blog

  • Think Twice Before You Scan That QR Code

    Think Twice Before You Scan That QR Code

    It seems like QR codes are everywhere now. Thanks to the COVID pandemic, QR codes catapulted from a semi-niche concept to a virtual requirement. Restaurants and bars adopted QR codes to provide menus without passing germs, and businesses of all types embraced QR codes as a method for paying for goods and services. Unfortunately, any […]

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  • What does “Emerging Markets” mean?

    OC Merchant Solutions works with many businesses that are classified as an “Emerging Market” businesses by the Card Associations. This means that these businesses are eligible to receive reduced Interchange rates from Visa, and MasterCard.

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  • Do I need to hire a third-party firm to prove my PCI compliance?

    No! OC Merchant Solutions provides access to an annual online PCI compliance questionnaire.

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  • What is PCI Compliance?

    PCI Compliance means your business is abiding by data security standards established by the Payment Card Industry Security Standards Council, and verified as such.

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  • What is Tiered Pricing?

    Tiered pricing, in and of itself, is not inherently bad. However, tiered pricing doesn’t disclose Interchange prices.

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  • What will be needed to open a merchant services account?

    There are a few items and documents you will need when you open a merchant service account. There are all easy to get to us so that we can get you started!

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  • How long does the setup process take?

    Once all required documentation has been received, a new account setup can typically be completed within 2-3 business days. However, there are exceptions.

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  • What are card association, card brand or NABU fees or assessments?

    Card Brand Fees, also known as Card Association Fee, are the fees that are paid to Visa, MasterCard, and Discover. These are also commonly referred to as NABU fees (Network Access and Brand Usage).

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  • What are the Interchange Rates?

    There are hundreds of different Interchange rates. Interchange rates will always have two components – a percentage fee of the volume of the sale, and a per-transaction fee.

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  • What is Interchange?

    Interchange is the base cost of a credit card sale. There are many entities involved whenever you process a credit card transaction.

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  • What is Interchange-Plus Pricing?

    Interchange are the rates that are set by Visa, MasterCard, and Discover for processing payments by credit cards. Interchange-Plus pricing works by adding a constant, flat margin on top of Interchange rates. Interchange-Plus is the definitely the fairest pricing available to merchants. Why? If you can’t see how much transactions cost your provider, you can’t know […]

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Our Services: Visa|MasterCard|AMEX|Discover, Gift & Loyalty Cards, Cash Advance Programs, eCommerce, Mobile Processing, ATM's, TermPAY

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Telephone | 714.455.9688
Fax | 714.464.5319
Email | info@ocmerchantsolutions.com